Terms & Conditions

By accessing or using the Horizon Settlement Partners website you agree to these terms. Submission of an eligibility review does not constitute enrollment in any program nor create an attorney-client relationship.

Educational Purpose

Content on this site is provided for general informational purposes and is not legal, tax, financial, or bankruptcy advice. Consult a licensed professional regarding your specific circumstances.

Performance & Outcomes

Not all clients successfully complete our negotiation programs. Outcomes described on the site are illustrative composites for educational purposes and are not a guarantee of future results.

Fees

Horizon Settlement Partners charges no upfront fees. Professional fees are only earned and collected as each individual account is successfully settled and a payment is made on your behalf. Fees typically range from 15% to 25% of the enrolled debt, depending on the program structure.

Credit & Financial Impact

Debt settlement programs may adversely affect your credit rating, increase overall balances due to accrued fees and interest, and subject you to collections or legal cross-actions during the program.

Tax Notice

Restructured or forgiven debt may be considered taxable income by the IRS.

Limitation of Liability

To the maximum extent permitted by law, Horizon Settlement Partners is not liable for indirect, incidental, or consequential damages arising from your use of this site.